Glossary

Advance: A lump sum of capital provided upfront, repaid over time through daily or weekly payments.

Factor Rate: A decimal-based cost multiplier used instead of interest rates.

ACH: Automatic payments pulled from your business account.

Revenue-Based Financing: Funding based on cash flow rather than credit.

Stacking: Having multiple loans or advances at once.

Soft Pull: A credit check that doesn’t affect your score.

Working Capital: Funds used for everyday business operations.