F.A.Q.
Will applying hurt my credit?
No. We don’t run your credit during the initial review. We’ll always ask before any lender does a hard credit pull.
How fast can I get funded?
Many clients receive funds within 1 to 3 business days. Some programs can fund the same day you’re approved.
What if I’ve been declined before?
That’s okay-most clients come to us after being turned down elsewhere. We specialize in finding smart, flexible options even when others say no.
Do I need to provide collateral?
No collateral is required for most programs. Our lenders focus on your business performance, not your assets.
Can I pay off the loan early?
Yes. Some programs offer early payoff discounts or savings-ask us which options qualify.
Do I have to accept an offer once I apply?
Absolutely not. There’s no obligation to move forward unless you find an offer that fits.
What if I have existing loans or advances?
That’s common. We work with lenders that fund businesses with one or more positions already in place.
Will I have someone to guide me through the process?
Yes. You’ll have a dedicated funding expert to answer your questions, compare offers, and make sure you’re comfortable every step of the way.
Will applying hurt my credit?
No. We don’t run your credit during the initial review. We’ll always ask before any lender does a hard credit pull.
How fast can I get funded?
Many clients receive funds within 1 to 3 business days. Some programs can fund the same day you’re approved.
What if I've been declined before?
That’s okay-most clients come to us after being turned down elsewhere. We specialize in finding smart, flexible options even when others say no.
Do I need to provide collateral?
No collateral is required for most programs. Our lenders focus on your business performance, not your assets.
Can I pay off the loan early?
Yes. Some programs offer early payoff discounts or savings-ask us which options qualify.
Do I have to accept an offer once I apply?
Absolutely not. There’s no obligation to move forward unless you find an offer that fits.
What if I have existing loans or advances?
That’s common. We work with lenders that fund businesses with one or more positions already in place.
Will I have someone to guide me through the process?
Yes. You’ll have a dedicated funding expert to answer your questions, compare offers, and make sure you’re comfortable every step of the way.